Conventional Mortgage Vs Fha

Fha 30 Year Fixed Rate What Is The Minimum Credit Score For A Conventional Loan With a conventional loan, the minimum down payment is 5% but could also increase based on your credit score. You can also explore newer mortgage programs available for home buyers with lower income. The freddie mac home Possible mortgage , for example, allows you to purchase a home with a down payment of just 3%.

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